Are you shopping for an engagement ring?
Learn everything you need to know before you buy!

Buying an Engagement Ring on a Budget

It is not necessary to go into debt to give your beloved a beautiful ring. With that in mind, there are several strategies to profess your love without breaking the bank.

Propose to her with a family ring. Engagement and wedding rings handed down through the generations are not only unique, but a wonderful way to welcome her into the clan. A family jewel can often be obtained for free from a generous mother, grandmother or aunt. Many older engagement rings are in beautiful settings. Resist the temptation to re-set it into a modern ring, unless the family ring is completely inappropriate (ie., a nice diamond in a men's ring).

Purchase an antique engagement ring. Antique engagement rings have style, charm and character, and are often available at reasonable prices. Rings holding smaller stones often have intricate detail and illusion settings that make them appear much larger. There are many antique engagement rings on the market for under $500.

Instead of a large diamond, purchase a beautiful ring with several smaller stones. Smaller diamonds are much less expensive than large ones.

You can also consider a stone other than a diamond. However, it is important to be aware of durability issues. A diamond is the favorite choice for a ring that's worn everyday (like an engagement ring) because it doesn't scratch. Other gemstones, like sapphires, emeralds, and rubies, will show scratches over time. Cubic zirconias (CZs) look great when they're brand new, but will quickly show scratches, which reduce their brilliance. Softer and less durable stones like pearls and opals are poor choices for an engagement ring. That said, stones other than diamonds can work well if considered temporary stand-ins, until a diamond is in the budget.

If money is very tight, forego the stone altogether. A nicely carved band in gold can usually be found for under $150; and silver rings can be had for under $50.

Remember, it is the sentiment and symbolism, not the money you spend, that makes the ring special!

 

Our next article is about How to Clean and Care for Your Engagement Ring >>

 

Other Articles:
Diamond Carat
Diamond Clarity
Diamond Color
Diamond Cut
Antique Diamonds
Asscher Cut Diamonds
Jewelry Metals
Engagement Ring Styles
Celebrity Engagement Rings
History of Engagement Rings
Antique Engagement Rings Gallery
Proposal Guide
Proposing on a Grand Scale
How to Clean and Care for Your Engagement Ring

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